Disclaimer for Pautangph.com

Welcome to PautangPH.com (hereinafter referred to as “the Website”). By accessing and using this Website, you acknowledge and agree to the terms, conditions, and notices contained in this Disclaimer. If you do not agree with any part of this disclaimer, please discontinue the use of our website immediately.

1. Information Purposes Only

Pautangph.com is an independent digital media platform and financial information aggregator. All content, articles, reviews, comparisons, and guides provided on this Website are for educational and informational purposes only.

The information shared here does not constitute financial, legal, or professional investment advice. We strongly recommend that users conduct their own research and consult with a certified financial advisor or legal professional before committing to any financial obligations or online loan agreements in the Philippines.

2. Independent Referral and Intermediary Service

Important Notice: Pautangph.com is not a bank, registered lender, credit institution, or financial service provider. We do not issue loans, grant credit, or make credit decisions.

Our service functions strictly as an independent intermediary that introduces, compares, and reviews reputable online loan providers and digital financial services operating in the Philippines. Any interaction, application, or financial agreement you enter into is exclusively between you (the borrower) and the third-party lender.

3. Accuracy of Information

While we strive to keep all information regarding interest rates, processing fees, loan terms, and SEC registration statuses accurate and up-to-date, financial products change rapidly. Pautangph.com makes no warranties or representations, express or implied, regarding the absolute completeness, accuracy, reliability, or availability of the rates and promotions displayed on the site. Please verify all terms directly on the official platform of the chosen loan provider before signing any contract.

This Website contains hyperlinks to external websites operated by third-party financial institutions and lending companies. These links are provided solely for user convenience and SEO-guided navigation. Pautangph.com has no control over the content, privacy policies, safety, or business practices of these external sites.

We may receive compensation from some of the lenders featured on our platform through affiliate partnerships. However, this does not influence our objective reviews or alter the terms offered to you by the lender.

5. Limitation of Liability

Under no circumstances shall Pautangph.com, its owners, or its affiliates be held liable for any direct, indirect, incidental, or consequential damages, losses, or financial difficulties arising from your use of this Website, or your reliance on the financial information provided herein. Borrowing money online involves financial risk; users are solely responsible for ensuring their capacity to repay any loans acquired through third-party platforms.

6. Compliance with Local Regulations

Pautangph.com strongly advocates for ethical financing. We actively encourage our users to only engage with lending companies that are duly registered with the Securities and Exchange Commission (SEC) Philippines and compliant with the Truth in Lending Act (Republic Act No. 3765).

Contact Us

If you have any questions or require clarifications regarding this Disclaimer, please feel free to reach out to us via our official contact page.

Last Updated: June 1, 2026