Pautang Online – Loan Peso Cash App
Financial emergencies can occur suddenly in today’s rapid-paced world. Such emergencies could be unforeseen educational expenses, unforeseeable medical bills, or urgent home repairs. Immediate access to cash can play a vital role in tackling these financial challenges.
Pautang Online comprehends this need and is committed to providing prompt and dependable financial solutions to Filipinos. As the leading loan app in the Philippines, Pautang Online offers a range of services focusing on instant cash and personal loans. Their dedication to professionalism and customer satisfaction has made them the preferred choice for Filipinos looking for financial aid.
Link App: https://play.google.com/store/apps/details?id=ph.fast.lending
Product Introduction
Loan Amount and Duration:
Pautang Online offers loan amounts ranging from ₱1,500 to ₱4,000, allowing borrowers to choose a loan limit that suits their specific needs. Additionally, borrowers can select from three different loan periods: 120 days, 150 days, or 210 days. This flexibility ensures that individuals can tailor their loan repayment schedule according to their financial capabilities.
Competitive Interest Rates:
When it comes to interest rates, Pautang Online strives to provide fair and transparent terms. The maximum Annual Percentage Rate (APR) for loans is 18%, which translates to a daily interest rate of 0.046%. By offering competitive rates, Pautang Online aims to make borrowing affordable and accessible for everyone.
Transaction Fee and Service Fee:
Pautang Online believes in maintaining transparency regarding fees associated with loan transactions. The transaction fee, ranging from ₱25 to ₱130, is charged in advance by the transaction channel upon successful loan approval. However, borrowers will be pleased to know that Pautang Online does not impose any service fees. This commitment to a zero-service-fee policy demonstrates Pautang Online’s dedication to providing a cost-effective borrowing experience for its customers.
Loan Repayment Example:
To illustrate how the loan repayment process works, let’s consider an example. Suppose you choose a loan limit of ₱4,000 with a loan period of 150 days (equivalent to 5 months). With a daily interest rate of 0.046% and a transaction fee of ₱25, the payment breakdown is as follows:
- Service Fee: ₱4,000 * 0% = ₱0
- Amount Received: ₱4,000 – ₱25 = ₱3,975
- Total Interest Fees: ₱4,000 * 0.046% * 150 = ₱276
- Monthly Interest Payment: ₱4,000 * 0.046% * 30 = ₱55.20
- Total Repayment Amount (Loan Amount + Total Interest Fees): ₱4,000 + ₱276 = ₱4,276
- Monthly Repayment Amount (including principal and interest): ₱4,276 / 5 = ₱1,069
By providing a comprehensive breakdown of the repayment process, Pautang Online ensures transparency and helps borrowers make informed decisions regarding their loan commitments.
Who can Apply for a Loan?
Pautang Online aims to serve a wide range of individuals in the Philippines. To be eligible for a loan, applicants must be Filipino citizens aged between 20 and 60 years old. Whether you are a salaried employee or self-employed, Pautang Online welcomes your loan application.
Contact Information
For detailed information regarding lending terms and conditions, it is recommended to visit Pautang Online’s official website. Additionally, their customer service team is available to address any queries or concerns you may have. You can reach out to them through the following channels:
- Phone: +639 266907087
- Website: https://www.pautangonline.com
- Email: cs@pautangonline.com
- Online Customer Service: Accessible through the app by navigating to the “Mine” section and selecting “Contact Us” and “Online Customer Service”
Physical Address: Should you prefer face-to-face communication, Pautang Online’s office is located at Unit D5 Echelon Tower 2100 A Mabini St., Malate Manila, Philippines.
Company Registration Details: Rest assured that Pautang Online is a registered and licensed company. Their registration details are as follows:
- Company Registration No.: CS201916699
- Certificate of Authority No.: 3119
Conclusion
In conclusion, Pautang Online stands as the go-to loan app for Filipinos in need of instant cash and personal loans. With its professional and reliable services, flexible loan options, competitive interest rates, and commitment to customer satisfaction, Pautang Online has earned its reputation as a trusted financial partner. Apply today and experience the convenience, transparency, and peace of mind that come with borrowing from Pautang Online.